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Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts

Tuesday, 18 November 2014

YOUR CHILD DESERVE THE BEST

Success and failure can only be apparent over time. However, there are no hard and fast  rule to run your life. There are also no magic formula that will ensure road to success.
In any society, there are rules of thumb pass down through generation. It’s rather scant or general but as you pass several phases in life, then will you understand better and the details starts to surface. Then you begin to see crystal clear where your life path has taken you.


During your younger days, equip with fresh knowledge from tertiary education, with high spirit and endurance, you are too absorb in creating your self-image to proof your existence in the adult world or the career world.


As a result, as young lad with hunger to succeed, you tend to overlook things you should have committed at young age which will give you the edge when you are nearing your retirement age or when your physical being no longer run at optimum level.


So as loving and concerned parent, you can start correcting this life choice for your child so that they are well look after once you are gone.


During this early stage of your teenage son or daughter life, hence it is the best time for you to initiate the first move to get them protected under a suitable insurance coverage. The premium is cheap yet they are better benefit and coverage. One fine day, they will certainly thank you for this thoughtful effort.



Reach me via email or whatsapp as per my bio data.

Wednesday, 29 October 2014

BE CLEAR ON YOUR CHOICE


Often time, we have been misguided by insurance agent whom are looking for quick profit.


The deliberation on features between personal accident insurance and medical-card insurance are made to confuse would be insured. No differentiation is made explicitly between both. The hook is the offer on cheaper premium, equating personal accident with medical-card insurance is worth an investment because both almost bear similar medical benefits. Highlights would be the compensation paid on death which seems higher for personal accident.


As consumer, do not be taken by this simplistic explanation. There are great difference between personal accident insurance and medical-card insurance. The former is only claimable when the hospitalization arises out of accident whilst the later when insured is hospitalized for his/her illness.


Resulting from this, insurer on medical-card insurance made it a compulsory requirement for full medical check-up for its applicant for which approval is in the hand of the insurance company. As the age goes up the premium will correspondingly be higher. There are instances where applicant are rejected notably because applicant has serious illness and have hospitalization history.


Depending on package offers from the insurer on medical-card insurance, there are terms you need to be wary of, and i.e. annual limits, deductible, lifetime limits, extend of critical illness and so on.
Personal accident insurance should not be taken in replace of medical-card insurance but complimenting medical-card insurance.


Indifferent from life insurance coverage, personal accident and medical-card insurance expired yearly, renewable every year subject to insurer prerogative.
The rule of thumb is to get the medical-card coverage at an early age as the premium is relative to age factors.



For suitable insurance coverage insist on our personal assistance by providing your details via my email at aminjoe62@gmail.com